Working For You

"If it doesn't make sense or you don't understand it, why are you doing it?"

Education is the first step of understanding one's finances. Your decisions toward the planning and managing of your financial objectives begins with a personalized strategy (or plan) based on fact and tolerance for risk, not just emotions.

Financial planning (Analysis) and Asset Management (Risk)

Financial Analysis: Determine your financial position

Measure your net worth and cash flow
Determine and clarify financial objective
Measure the probability of success for:

  • Retirement
  • Debt management
  • Buying a home
  • Wealth accumulation
  • Education
  • Estate planning

Discuss strategies that make sense to you
Develop financial disciplines
Monitor progress & make appropriate adjustments 


Risk Management:

Life Risk

  • Death
  • Health
  • Disability
  • Long term care issues

Financial Risk

  • Inflation
  • Market volatility
  • Interest rate risk
  • Ability to meet goals
  • Governmental risks
  • Taxes
  • Liability exposure

Investment portfolios are built around sound financial strategies which incorporate various financial services and products including:

Asset Allocation 

Education Planning 

Retirement Planning 

Tax Management 

Investment Strategies 

Estate Conservation

Financial Service Company Product/Services:

  • Mutual Funds
  • Bonds
  • Stocks
  • Exchange Traded Funds
  • Real Estate Investment Trust
  • Annuities
  • Life Insurances and other Insurance Products

Complimentary Second Opinion Service

Receive a unbiased opinion on your financial strategies and investments.  Have a comparative analysis done to determine the effectiveness of your strategies and discuss alternative options.